The HST Rebate on a New Home in Ontario, April 2026 to March 2027: What It Means at Northshore, DUO and Whitehorn Woods

For eligible buyers and qualifying new homes, Ontario's temporary measures can provide up to $130,000 in HST relief for agreements signed from April 1, 2026 to March 31, 2027. The full 13% applies to eligible homes valued up to $1 million, and the measures are not limited to first-time buyers. That is the government measure behind National Homes' "Skip the Tax" campaign at Northshore in Burlington, DUO in Brampton and Whitehorn Woods in Mississauga, which the builder presents as being "for One Year Only from April 1, 2026 to March 31, 2027". *Prices reflect estimated values after rebate. This article sets out what the two governments have actually put in writing, what the builder says about it, and who it matters to. It is not tax advice; the last section says who to ask.

What the rebate is, in the governments' words

Two measures sit under the "13%" headline. The first is Ontario's. The Canada Revenue Agency describes the Ontario Enhanced New Housing Rebate as "a temporary rebate that, together with the Ontario new housing rebate, provides individuals combined relief of up to $80,000 of the 8% provincial part of the HST paid on the purchase or construction of a new or substantially renovated home valued up to $1,850,000". It applies where "the agreement of purchase and sale is entered into with the builder between April 1, 2026, and March 31, 2027".

The second is the Ontario New Home Affordability Payment, a top-up for the 5% federal part. The Government of Ontario's page puts it plainly: "Eligible buyers could save up to $130,000 through our temporary expanded Harmonized Sales Tax (HST) relief on new or substantially renovated homes." To receive the payment, "you must first be eligible for and receive the Ontario ENHR", and "no separate Ontario application is required".

The numbers by home price

The two components use the same price bands. On a new home valued up to $1 million: 100% of the 8% provincial part, to a maximum of $80,000, plus up to $50,000 for the federal part, which is the full 13%. Between $1 million and $1.5 million: a flat $80,000 plus a flat $50,000, so $130,000. Between $1.5 million and $1.85 million: a partial rebate on both parts. Above $1.85 million: only the base Ontario new housing rebate, which the CRA caps at $24,000, and no affordability payment.

Those bands are the governments' figures. Which band a specific suite or townhome falls into depends on its price, and prices change; National Homes' own pages carry the current starting figures and the sales offices confirm them. This article does not quote a price.

Who it is for, and who it is not

The measure that matters most here is that the 2026 to 2027 rebate is not restricted to first-time buyers. There is a separate federal program for them: the Department of Finance describes a GST rebate for first-time home buyers that "eliminates the GST" on a new home up to $1 million and phases out to $1.5 million, "up to $50,000", for agreements "entered into with the builder on or after May 27, 2025 and before 2031". A first-time buyer under that program must be "at least 18 years of age", "either a Canadian citizen or a permanent resident of Canada", and must not have lived in a home they or their spouse owned "in the calendar year or in the four preceding calendar years", and the home must be their primary place of residence.

Who this matters to: a move-up buyer, a household downsizing from a detached house, or a parent buying for an adult child are exactly the people the first-time program leaves out and the 2026 window brings back in. National Homes' campaign page goes further and states that "even investment purchases benefit"; the Government of Ontario's page refers to a companion rebate for residential rental property (the ENRRPR). Whether a particular purchase qualifies, and under which program, is a question for an accountant or real estate lawyer with the agreement in hand; the builder says the same in its own footnote.

The window: why the signing date matters

The Ontario rebate keys on one date: the agreement of purchase and sale with the builder, signed between April 1, 2026 and March 31, 2027. Not the occupancy date, not the closing date. For a buyer looking at a home that is already built, as the suites at Northshore and the move-in ready homes at Whitehorn Woods are, the signing date matters, but buyers should confirm all eligibility conditions with their lawyer.

Who this matters to: anyone who has been waiting for the right moment. The window closes on March 31, 2027, and a buyer who signs on April 2, 2027 is under different rules. It is also why a household comparing a resale condo to a new one should do the arithmetic with the rebate in the column: an ordinary resale home generally carries no HST or new-housing rebate; a qualifying new home may carry HST and qualify for a rebate.

What National Homes says, and where it applies

National Homes' "Skip the Tax" page states: "The HST New Housing Rebate is for One Year Only from April 1, 2026 to March 31, 2027", offers a "FULL 13% HST Rebate on homes up to $1 million" and a tax rebate "on homes from $1 million to $1.5 million", and lists the communities it applies to as Northshore Condos and Towns in Burlington, DUO Condos and Towns in Brampton, and Whitehorn Woods in Mississauga. The builder's footnote reads, in part: "Eligibility for HST initiatives is determined by the Government of Canada and the Province of Ontario. Purchasers are encouraged to review eligibility requirements by consulting the Government of Canada's and the Province of Ontario's websites and by obtaining advice from their lawyers and accountants. Conditions apply."

The three communities are at different points. Northshore is move-in ready, with finished amenities and model homes in Burlington's LaSalle neighbourhood; DUO is on Steeles Avenue West in Brampton, steps from the Brampton Gateway Terminal, with move-in ready townhomes; Whitehorn Woods is in its final release in Mississauga, near Heartland Town Centre, with move-in ready homes among them. A buyer weighing the three should read each community page, then take the price of the actual home to the bands above.

How it is claimed

The CRA states that individuals apply for the Ontario Enhanced New Housing Rebate "through the Canada Revenue Agency using the new housing rebate application form", with an option to consent to information sharing for Ontario's affordability payment, which then needs no application of its own. In practice, on a new home bought from a builder, the builder often credits the rebate on closing and claims it on the buyer's behalf; how that is handled at National Homes is a question for the sales office and your lawyer before signing, because the builder's footnote makes clear that eligibility is the governments' call, not the builder's.

Read more about the communities: New Condos in Burlington, Ontario: Northshore's Move-In Ready Suites and Finished Amenities.

Frequently asked questions

Is the 2026 Ontario HST rebate only for first-time home buyers?

The 2026 Ontario HST rebate on new homes is not only for first-time buyers: the Ontario Enhanced New Housing Rebate and the Ontario New Home Affordability Payment apply to eligible buyers who sign an agreement with a builder between April 1, 2026 and March 31, 2027, while the separate federal first-time home buyers' GST rebate has its own eligibility rules.

How much is the HST rebate on a new home in Ontario in 2026?

The HST rebate on a new home in Ontario for agreements signed from April 1, 2026 to March 31, 2027 is up to $130,000: up to $80,000 of the 8% provincial part through the Ontario Enhanced New Housing Rebate and up to $50,000 for the 5% federal part through the Ontario New Home Affordability Payment, on homes valued up to $1.5 million, with partial amounts up to $1.85 million.

Which National Homes communities are part of Skip the Tax?

National Homes lists Skip the Tax as applying at Northshore Condos and Towns in Burlington, DUO Condos and Towns in Brampton and Whitehorn Woods in Mississauga, and states that eligibility for the HST initiatives is determined by the Government of Canada and the Province of Ontario.

When does the Ontario HST rebate window end?

The Ontario HST rebate window ends on March 31, 2027: the Canada Revenue Agency states that the Ontario Enhanced New Housing Rebate applies where the agreement of purchase and sale is entered into with the builder between April 1, 2026 and March 31, 2027.

Sources

• Canada Revenue Agency — What is the Ontario Enhanced New Housing Rebate: canada.ca
• Government of Ontario — Ontario New Home Affordability Payment: ontario.ca/page/ontario-new-home-affordability-payment
• Department of Finance Canada — GST relief for first-time home buyers on new homes valued up to $1.5 million: canada.ca
• National Homes — Skip the Tax: nationalhomes.com/tax-relief/
• National Homes — Northshore Condos and Towns: nationalhomes.com/burlington-plains-rd/northshore-towns/
• National Homes — DUO Condos, Brampton: nationalhomes.com/brampton-steeles-avenue/
• National Homes — Whitehorn Woods, Mississauga: nationalhomes.com/mississauga-whitehorn-woods/
• National Homes — Contact and sales offices: nationalhomes.com/contact-us/

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